Operational Lease

You choose Operational Lease when you want to be unburdened as much as possible. With Operational Lease you have a commercial vehicle that is not yours, but that you can fully dispose of. In this way you have very limited dealing with the matters that belong to insuring and maintaining a vehicle. Derks Vans will be responsible for this. At Operational Lease you can focus on your company.

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Financial Lease

About Operational Lease

An Operational Lease contract can be entered into for all brands and types of commercial vehicles. Both new and used. You determine the term (12, 24, 36, 48 or 60 months) and annual mileage. In consultation with Derks Vans you will agree on a down payment and possibly a purchase option. The monthly amount is then made up of costs for: depreciation of the commercial vehicle, interest, motor vehicle tax, insurance and maintenance.

With Operational Lease you can use a commercial vehicle that remains the property of Derks Vans. In this way you do not have to look for financing at Operational Lease, as is the case with Financial Lease.

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The difference between FOL and NOL

The difference between these two lease forms is that Full Operational Lease (FOL) offers a total package including insurance, maintenance and repairs. With Net Operational Lease (NOL) this is exclusive, which means that the monthly amount (lease term) will be lower.

Full Operational Lease

Full Operational Lease (FOL) is the most popular lease form of Derks Vans. It means that Derks Vans takes over the costs and management of your commercial vehicle or fleet. For a fixed monthly lease amount, we take over the financial and administrative tasks from you. As a result, you do not have to make a substantial investment and the costs do not weigh on your balance sheet, the monthly lease amount can be booked as costs. With Full Operational Lease, all costs are included and you know your exact costs in advance.

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Net Operational Lease

Do you want to arrange things like repair, maintenance and insurance yourself? Then Net Operational Lease is the ideal lease form for you. The main difference with Full Operational Lease is the fact that with this form of leasing you can take care of the operational management of your car yourself. With Net Operational Lease, the vehicle is not on your balance sheet but with Derks Commercial Vehicles, so that you can make optimal use of your liquidity position for your company. As with Financial Lease, the costs in the field of repair, maintenance and insurance are for your account. The residual value risk lies with Derks Commercial Vehicles.

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